You may choose to opt-out, in the term you are charged the fees, no comparable alternative coverage required. This opt out does not carry forward and if you do not wish to be enrolled, you must apply to opt out each year in the same term you are charged the fees.

Legal Care Program opt-out 
Virtual Health Care opt-out 

Deadlines of Note

September Opt-Out Deadline:  September 20
January Opt-Out Deadline:  January 20 (This deadline is only for NEW January start students ONLY)
May Opt-Out Deadline:  May 20 (This deadline is for NEW May start students ONLY)

The Opt-Out process is one time for Health and Dental only, you do not need to submit an opt-out application every term.

However, for mylegalplan and myvirtualdoctor, the opt-out must be completed each year in the same term you are charged the fees. Coverage is for 1 year.  

September (Fall Term) Deadline is September 20 (Coverage September 1 to August 31)
January (Winter Term) Deadline is January 20  (Coverage January 1 to December 31)

mylegalplan opt-out:

CSA – mylegalplan – Opt Out Form | Gallivan (mystudentplan.ca)

myvirtualdoctor plan opt-out: 

CSA myvirtualdoctor Opt-Out Form | Gallivan (mystudentplan.ca)

My Wellness through the CSA Health & Dental Plan all Concordia students’ have access to the FeelingBetterNow tool. FeelingBetterNow is a confidential, anonymous, online tool which connects mental health problems to custom solutions. 
If you’re interested in learning more or perhaps are interested in using the tool please. 
Click Here